Terms of Service

Please read these Terms carefully before using our websites, messaging programs, portals, forms, or related services (“Services”). By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Privacy

Our privacy practices—including what we collect and your choices—are described in our Privacy Policy, which is incorporated into these Terms by reference. If any conflict arises between summaries on marketing pages and the Privacy Policy or an executed engagement agreement, the policy or engagement agreement controls for that topic.

2. Eligibility — age restriction (18+)

You represent that you are at least eighteen (18) years of age and have legal capacity to agree to these Terms where you reside. We do not market or provide Services to minors.

3. SMS program description and use cases

Sabio Tax may operate SMS programs to communicate with clients and prospective clients who affirmatively enroll. Messaging may cover use cases including, where applicable:

Message frequency varies. Enrollment is voluntary for marketing-style communications and may be collected through clear consent checkpoints (for example, an optional checkbox that is not pre-selected). Consent to receive SMS is not required to purchase services where law prohibits conditioning a sale on such consent.

4. How to opt out

You can cancel SMS messages from this program at any time by replying STOP to any message. After you send STOP, we may send a one-time confirmation that you have been unsubscribed. If you need assistance, reply HELP or contact us using the support information below.

5. Message and data rates; carrier limitation of liability

Message and data rates may apply based on your mobile carrier and service plan.

Mobile carriers are not liable for delayed or undelivered messages. Delivery is subject to carrier network availability and technical factors beyond our control.

6. Professional services disclaimer

Educational site content does not constitute tax, legal, or financial advice tailored to your situation. Signing up for consultations, newsletters, SMS, or using contact forms does not create a professional-client relationship until any required intake, disclosures, conflicts review, written engagement, and governmental authorizations required for representation—if any—are satisfied.

7. Intellectual property

Content on Sabio-managed properties is owned by Sabio Tax Debt Services, LLC or its licensors and is protected by applicable intellectual property laws. You agree not to copy, scrape, reverse engineer, distribute, mirror, deep link in a deceptive manner, or exploit our materials without prior written consent, except permitted fair uses.

8. User accounts

If we provide portals or accounts, you are responsible for keeping credentials confidential and for activity under your credentials. Notify us promptly of unauthorized use.

9. Limitation of liability

TO THE EXTENT ALLOWED BY LAW, SABIO TAX AND ITS AFFILIATES DISCLAIM LIABILITY FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM SITE OR SMS USE EVEN IF ADVISED OF POSSIBILITY. SOME JURISDICTIONS DISALLOW LIMITATIONS; IN THAT CASE THESE LIMITATIONS APPLY ONLY TO MAXIMUM EXTENT PERMITTED BY LAW.

10. Applicable law; disputes

When you use this website and related marketing channels, the laws of the State of Illinois and the laws of the United States, without regard to conflict-of-law principles, govern these Terms. Any dispute related in any way to your use of this website may be brought in the state or federal courts located in Illinois, and you consent to personal jurisdiction and venue in those courts, except where a signed engagement letter or applicable law requires a different forum for a specific professional services dispute.

11. Support contact information

For help with messaging or account issues:

Sabio Tax Debt Services, LLC
9350 Skokie Blvd, Unit 504
Skokie, IL 60077
Phone: (888) 718-4798
Email: info@sabiotaxdebtservices.com
Website: sabiotaxdebtservices.com

12. Updates

We may modify these Terms. Continued use after changes constitutes acceptance of the revised Terms unless otherwise required by applicable law or contract.

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